Apni Chhat Apna Ghar Program August Performance Report Sets New Records | Latest Update
Apni Chhat Apna Ghar Program
Owning a house is the dream of every family, but for many low-income households, it often feels out of reach. To address this problem, the government introduced the Apni Chhat Apna Ghar Program, a welfare housing initiative designed to provide affordable loans to deserving families so they can construct or complete their own homes.
The recently issued performance report for August shows how effectively this program is running and how many lives it is changing. From record loan disbursements to thousands of houses completed, the Apni Chhat Apna Ghar Program has made remarkable progress.
August Highlights of Apni Chhat Apna Ghar Program
The month of August was a record-breaking one for the program. According to the official report, more than 20,931 families benefitted during August alone. Out of these, 11,839 families received loans for starting house construction. This is the highest number recorded in a single month since the launch of the program.
In addition, 9,092 families received the second installment of their loan, which allowed them to complete the construction process. Another significant achievement was the completion of 3,472 new houses in just one month, showing the speed and efficiency of the scheme.
The program also achieved strong financial results, with a recovery of 475.4 million rupees in August, which ensures that funds continue to circulate and reach new beneficiaries.
Recommended For You: Gold Price in Pakistan Today Per Tola Price Jumps Rs 3,600 to Rs 367,400
AZAG Scheme Overall Performance So Far
Beyond the monthly highlights, the Apni Chhat Apna Ghar Program has made huge strides since its inception. The program has so far provided loans to 73,743 families across the province, making it one of the largest housing support schemes in the country.
Here are the cumulative achievements:
| Category | Progress Achieved |
| Total Families Financed | 73,743 families |
| Total Loan Amount Disbursed | 87.02 billion PKR |
| Homes Currently Under Construction | 63,851 houses |
| Homes Already Completed | 11,655 houses |
| Families Received 2nd Installment | 44,552 families |
| Total Loan Recovery Since Launch | 1.38 billion PKR |
This table shows the wide-reaching impact of the scheme, with tens of thousands of families either in the process of building or already settled into their new homes.
Recommended For You: Good News! Petrol Prices in Pakistan Drop To Rs 264 Bringing Relief For Motorists
How the Apni Chhat Apna Ghar Program Works
To make it easy for users to understand, here is a step-by-step breakdown of how the program works:
- Application Process
- Deserving families submit their applications through the official program channels.
- Eligibility is verified based on income, family needs, and housing requirements.
- Loan Approval
- Once approved, families are provided with loans to start construction of their homes.
- The loans are interest-free or offered at very minimal service charges to keep them affordable.
- First Installment
- Beneficiaries receive the first installment to begin construction of the house.
- This covers the basic structure, foundation, and initial build stages.
- Second Installment
- After verifying the completion of the first phase, families receive the second installment.
- This allows them to complete the construction and move into a livable home.
- Monitoring and Recovery
- The program team regularly monitors progress to ensure transparency and quality.
- Loan recovery is scheduled in easy installments so that more families can benefit in the future.
This transparent and supportive process ensures that families not only get financial help but also complete their homes in a structured and timely manner.
Why the AZAG Program is Important
The Apni Chhat Apna Ghar Program is much more than a housing project—it is a life-changing initiative. Families who once struggled to pay rent or lived in temporary shelters now have the chance to build and own their own homes. This brings:
- Stability and security for children and families.
- Economic empowerment by saving rent expenses and investing in property.
- Community development as thousands of houses are constructed across different areas.
- Sustainability through a structured loan recovery system.
By focusing on low-income households, the program is narrowing the housing gap and ensuring that even the underprivileged have access to safe and permanent housing.
Recommended For You: Govt Approves Rs19.5 Billion Grant for Utility Stores Employees Know Full Details
Conclusion
The August performance report of the Apni Chhat Apna Ghar Program highlights a major success story. With 11,839 construction loans issued, 3,472 new homes completed, and a recovery of 475.4 million rupees in just one month, the program is proving to be highly effective.
Cumulatively, more than 73,743 families have already been supported, and thousands of homes are either under construction or completed. With a financial footprint of 87.02 billion rupees disbursed and 1.38 billion recovered, this initiative shows both scale and sustainability.
The Apni Chhat Apna Ghar Program is not only providing houses but also restoring dignity, security, and hope to countless families. If the current momentum continues, it will stand as one of the most impactful housing programs in Pakistan’s history.
